See your workers' comp program the way the experts do.
The CompShield Audit is a forensic review of the full life of a claim: before the accident, the accident itself, and everything after. You get a clear picture of your exposures and a prioritized plan to fix them.
A flat fee, a written findings report, and a 90-day action plan. Delivered in 3 to 4 weeks.
Most employers can't see where their comp costs really come from.
Workers' comp costs don't come from one place. They come from thin safety programs, slow claim reporting, weak investigations, unchallenged reserves, mod calculation errors, and fraud that nobody screened for. Your carrier isn't going to walk you through all of that; a lot of it works in the carrier's favor.
We examine your entire program the way we've done from every seat in the industry: the carrier side, the TPA side, and the employer's side. We know where the problems hide because we've sat where the decisions get made.
One audit. The full life of a claim.
Four subject areas, examined end to end.
1 · Safety: Before the Accident
The cheapest claim is the one that never happens, and the second cheapest is the one your injured worker returns from quickly.
- Review of your written safety programs, training records, and OSHA compliance basics
- Hazard and injury trend analysis: where your claims actually come from, and the fixes that prevent them
- Return-to-work and light duty program review, the single biggest lever on claim cost
2 · Investigation: When the Accident Happens
The first 48 hours decide whether a claim costs $5,000 or $150,000.
- Claim intake and reporting lag audit (late reporting inflates claim costs by 30% or more)
- Investigation protocol review: witness statements, scene evidence, video preservation, chain of custody
- Fraud screening by a team that has identified and dismantled organized workers' comp fraud operations
3 · Carrier Oversight & Reserves: After the Claim Is Filed
Nobody watches the people watching your claims. We do.
- Line-by-line reserve review on every open claim; reserves quietly drive your mod and your premium
- Adjuster accountability: are your claims being actively worked toward resolution, or just aging?
- Litigation strategy and defense counsel spend review
4 · Loss Run & Mod Review: The Scoreboard
Your experience mod is a number someone else calculated. We check their math.
- Full loss run analysis: frequency, severity, and cost trends across your claim history
- Mod recalculation and verification from unit stat data (carrier reporting errors are common)
- Class code and premium audit: misclassification is a common source of overcharges
- Forward mod projection: what each open claim could cost you over the next one to two years
What you walk away with
The Findings Report
A written, plain-English breakdown of what we found in each of the four subject areas.
A 90-Day Action Plan
A prioritized roadmap ranked by impact and effort, that your team can execute or ours can.
An Executive Briefing
A live walkthrough with your CFO or ownership, no jargon.
Delivered in 3 to 4 weeks from receipt of documents. Fully confidential.
One flat fee. Scaled to the size of your program.
No percentages, no contingency, no surprises.
For employers under about 150 employees.
- Full audit across all four subject areas
- Written Findings Report
- Prioritized 90-day action plan
- Executive briefing included
- Delivered in 3 to 4 weeks
For 150 to 500 employees. Custom scope for 500+.
- Everything in Standard
- Multi-entity and multi-state review
- Deeper open-claim file analysis
- On-site option available
- Custom scope for 500+ employees
Either fee is credited toward your first engagement if you bring us on for ongoing advisory afterward.
Four steps, start to finish.
Discovery call
30 minutes. We confirm fit and scope your audit.
Document request
Policies, loss runs, payroll records, mod worksheets. We send you the checklist.
The audit
3 to 4 weeks. Our team performs the full four-subject review.
Findings & briefing
What we found, what it means, and your prioritized 90-day plan.
The audit isn't theory. It's what we already do.
CompShield is a workers' compensation risk advisory and claims defense firm serving employers nationwide, with our deepest expertise in New York workers' comp oversight. Our leadership holds the ARM designation, is a New York Code Rule 59 certified safety and loss prevention consultant, and has worked on every side of the industry: state carrier, national TPA, and employer advisory. We manage claims, oversee adjusters and defense counsel, and investigate fraud every day.
If your New York experience mod is above 1.20, state Code Rule 59 requires a workplace safety and loss prevention consultation. The safety portion of this audit is performed by a certified Code Rule 59 consultant, so you address the requirement and the root causes in one engagement.
Know exactly where your comp program stands.
Tell us about your organization and we'll schedule your 30-minute discovery call.
Will this disrupt my carrier relationship?
No. The audit works from your documents; carrier contact only happens with your approval.