Workers' comp resources & tools.
Free calculators and guides to help you see what claims are really costing you, and how to fight back. No sign-up to use the tools.
Real claims. Real defense.
Anonymized case studies showing how disciplined investigation exposes fraud and protects employers' bottom line.
The Midnight Injury That Never Happened
A "workplace" ankle fracture reported after midnight, three conflicting stories, and no witnesses. One overlooked hospital record showed what really happened, and the claim was denied.
Read the case →The Workers' Comp Cost-Leak Checklist
A one-page checklist of the most common places employers lose money on workers' comp, late reporting, unchallenged claims, reserve creep, missed subrogation, no return-to-work, and what to do about each.
- 15+ cost leaks to check for
- The fix for each, in plain English
- Built by claims-defense pros
The forms every employer needs on hand.
Print-ready, professionally built templates for reporting, investigating, and defending workplace injuries. Enter your email once to unlock the whole set.
Employee Incident Report
Capture the who, what, where, and how of any injury, the foundation of every defensible claim.
Download PDF ↓ 🔒 Enter email to unlockWitness Statement Form
Lock down what witnesses saw while it's fresh. Signed statements win contested claims.
Download PDF ↓ 🔒 Enter email to unlockSupervisor's Investigation Report
A structured root-cause investigation with a built-in red-flag and verification checklist.
Download PDF ↓ 🔒 Enter email to unlockFirst 24 Hours Checklist
Exactly what to do the day an injury is reported, the window that shapes the whole claim.
Download PDF ↓ 🔒 Enter email to unlockFraud Red-Flag Checklist
Score a questionable claim against the flags investigators look for, and know your next move.
Download PDF ↓ 🔒 Enter email to unlockReturn-to-Work Offer Letter
A ready-to-send modified-duty offer that gets people back sooner and cuts indemnity cost.
Download PDF ↓ 🔒 Enter email to unlockPrint-ready PDFs. Practical employer tools, not legal advice, adapt to your jurisdiction.
Know the game before you play it.
How to fight a WC claim
Spot the red flags, get the initial records, lock down statements, and build a case that holds. The claims you contest early are the ones you win.
Read the guide →Lower your experience mod
Seven proven ways to bring your mod down, from faster reporting to return-to-work and auditing your mod worksheet for costly errors.
Read the guide →Build a return-to-work program
Light-duty roles get people back sooner and slash indemnity, the most expensive part of any claim. It's the highest-ROI move most employers skip.
Want these as a deeper playbook? Ask us →
Put a number on it.
Experience Mod Calculator
See what your experience mod is costing you in premium, and what reducing it saves.
Open calculator →Cost of a Claim
The true direct + indirect cost of a claim, and the sales you'd need to cover it.
Open calculator →Savings Estimator
Estimate what better claims management could save your business each year.
Open calculator →Tools are a start. Results take a partner.
The CompShield Audit turns these estimates into a written findings report and a prioritized 90-day action plan for your whole program. Or start smaller with a free claim review.